Ripple ends pilots in Kenya using RLUSD

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Ripple’s US-price fixed-funded RLUSD’s first on-site deployment was a drought insurance track wrapped in Laikipia North in Kenya. According to the latest news from Ripple Impact, the four-month “Expected Aid” experiment provided insurance to 517 herders, with 70% of women accounting for 70% – promoting shortages that usually occur after long-term seasons.

Kenya aid pilots to test the ripple test RLUSD

Ripple revealed the results in an article on X: “The ripples in Kenya affect drought insurance pilots concluded that successfully ensured the 517 herders (70% of women) who used RLUSD. Satellite data showed favorable vegetation during the pilot and therefore did not trigger payments.

The program was established in partnership with Mercy Corps Ventures and Defi Aid Platform Diva donations, which will donate RLUSD donations from Ethereum and only if the standardized differential vegetation index (NDVI) readings for satellite sources drop to a calibration threshold below 0.55. In the March observation window, vegetation remained above 0.61, so the smart contract never unlocked these funds, which is expected in the non-drought mid-year.

Since there is no trigger, the entire RLUSD pool can now push for a short-term dry spell that begins in October. Diva Donate said the next phase will expand the accomplices to 533 Herder families and aim to raise $40,000 and gain about $12,000 from the early Mercy Corps Ventures and an arbitration-backed campaign.

For Ripple, the pilot doubled the realistic stress test of RLUSD programmability. Launched on XRP Ledger and Ethereum in late 2024, the stablecoin crossed the $500 million circulation mark this week and secured Bank of New York Mellon as a junior reserve, highlighting its compliance leadership in the increasingly competitive stable Asset division.

Humanitarian technicians have long believed that pre-stainment cash beats post-disaster relief. Laikipia experiments add encrypted audit trails and auto-execution layers to this logic. By giving payments to open source Beetles, donors can hold their holdings of money as promised and when they work together nature. If October’s NDVI reading breaks below the floor, RLUSD will move directly to the herder’s mobile wallet without seeing the intermediary.

Whether the model scale depends on satellite accuracy, mobile currency liquidity and stable regulatory latitude in East Africa. For now, proponents believe that the result of zero payment is not dud, but statistical verification: In healthy ranch season, insurance should have been idle – while quietly extending its safety net to the next risk cycle.

At press time, XRP was trading at $2.69.

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